• SURYA DAS R
• ANJU JOSEPH
• MINNU BABY MARIA
• RESHMA R
• MINU ANNIE THOMAS

Poverty is a condition in which people lacks financial resources or monetary resources to fulfill their basic needs for living. The consequences of poverty is reflected every rural people lives. Micro finance has been considered as one the most effective and efficient tool for poverty alleviation among rural people. Micro finance delivers a wide range of financial services such as credit, savings, and insurance to poor who are lacking to access financial resources. Now government initiates micro finance schemes as a technique for reducing poverty. ESAF micro finance in India, particularly Kerala, is one of the prominent institution dealing with micro finance among rural people during the last years. Thus the study aims to analyses the impact of ESAF micro finance among rural people empowerment.

Micro finance, Empowerment, ESAF Loans, Growth and Usage of micro finance.

"AN UNDERSTANDING ABOUT THE IMPACT OF ESAF MICRO FINANCE FOR THE EMPOWERMENT RURAL PEOPLE IN KERALA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.46-50, April-2019, Available :http://www.jetir.org/papers/JETIR1904I08.pdf

"AN UNDERSTANDING ABOUT THE IMPACT OF ESAF MICRO FINANCE FOR THE EMPOWERMENT RURAL PEOPLE IN KERALA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp46-50, April-2019, Available at : http://www.jetir.org/papers/JETIR1904I08.pdf