• Komal Taneja

The world is witnessing financial meltdown since many years and every global business has faced this crisis. And so the banking sector also got affected by it. The disappearance of Lehman Brothers and Bear Sterns are the results of this meltdown. Risk Management discourse has been an important factor which gained attention. The failures of banking industry to an extent were the result of weaknesses of the regulatory framework and lack of risk management practices by banks. This present research has been done to analyze the understanding of Public and Private Sector Banks on four important steps of risk management: Risk Understanding, Risk Identification, Risk Analysis and Risk Controlling.

Risk, Banks, Public Sector Banks, Private Sector Banks, Management.

"Risk Management Techniques: A Comparative Study on Public and Private Sector Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.344-352, April-2019, Available :http://www.jetir.org/papers/JETIR1904U99.pdf

"Risk Management Techniques: A Comparative Study on Public and Private Sector Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp344-352, April-2019, Available at : http://www.jetir.org/papers/JETIR1904U99.pdf