• Dr Satinder Pal Singh
• Sharil Sharma

The prime objective of this paper is to study the relationship and impact of various bank-specific and macro-economic factors on the performance of banks with higher NPA in India. Dependent variables are Return on Asset and Return on Equity and independent variables are size, capital adequacy, liquidity, credit risk, operational efficiency, asset utilization, loans, deposit, expenses GDP, Inflation, and FDI. The correlation and Regression method have been used to investigate the relationship and influence of size, loans, capital, deposits, liquidity, credit risk, expenses, economic growth, inflation and foreign direct investment on major performance indicators (ROA & ROE). The empirical results have explicitly stated that both bank-specific factors and macroeconomic factors have a compelling influence on the performance of the banks with higher NPA in India.

ROA, ROE, Commercial banks, credit risk, and operational efficiency

"An Assessment of the Impact of Numerous Macroeconomic and Bank-Specific Factors on the Performance of Indian Banks with Higher NPA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.552-570, April-2019, Available :http://www.jetir.org/papers/JETIR1904V30.pdf

"An Assessment of the Impact of Numerous Macroeconomic and Bank-Specific Factors on the Performance of Indian Banks with Higher NPA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp552-570, April-2019, Available at : http://www.jetir.org/papers/JETIR1904V30.pdf