UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 6 Issue 5
May-2019
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR1905868


Registration ID:
212048

Page Number

462-470

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Title

Analysis of Priority Sector Credit Outstanding: A Case Study of Syndicate Bank

Abstract

Banking industry in India plays a fundamental role in the socio economic development of the country. They are catalytic agents of economic development. They play mediator role in mobilizing the excess fund of surplus sectors and provide necessary finance to those sectors, which are needed to promote for the sound development of the economy. While providing loan the bank segregates the areas as different sectors such as priority and non-priority sectors. And again it divides these sectors into categories as agriculture, industry, services etc. According to RBI norms the banks should give priority to particular sector while sanctioning loan. In this context, the present research critically evaluates credit outstanding at different priority sectors. The present study is on Analysis of Priority Sectors Credit Outstanding : A case study of Syndicate Bank over the period of six years (2012-2018). The research paper is based on the secondary data. The collected data is analyzed using percentage and one way Anova test. The study concluded that the bank has given highest loans to agriculture and industrial sectors. Agriculture is the main occupation of people of India and to achieve speedy economic development, growth of industry is also most important. Recovery of credit outstanding is one of the major task for the bank. The bank should take appropriate measures to recovery of loan and thereby to reduce credit outstanding in the bank.

Key Words

BANKS, CREDIT, PRIORITY SECTOR, OUTSTANDING, CATEGORY.

Cite This Article

"Analysis of Priority Sector Credit Outstanding: A Case Study of Syndicate Bank", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 5, page no.462-470, May-2019, Available :http://www.jetir.org/papers/JETIR1905868.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Analysis of Priority Sector Credit Outstanding: A Case Study of Syndicate Bank", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 5, page no. pp462-470, May-2019, Available at : http://www.jetir.org/papers/JETIR1905868.pdf

Publication Details

Published Paper ID: JETIR1905868
Registration ID: 212048
Published In: Volume 6 | Issue 5 | Year May-2019
DOI (Digital Object Identifier):
Page No: 462-470
Country: -, -, - .
Area: Engineering
ISSN Number: 2349-5162
Publisher: IJ Publication


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