• Dr. Mohd Ashraf Rather

The concept of Self help group stands to highlight the belief of the people by the people and of the people. The foundation of women Self Help Groups in India has been built around important aspects of human nature i.e.”The feelings of self value.”Over the last two decades, it has come to signify a permanent relationship between the financially down and the formal development system, through a social applicable tool woman as Self Help Groups. “Nabard “defines Self help group as groups of 10- 20 or less people forming at Homogenous group who are willing to come together for deliberate their common problems. They estimate regular savings and using the mutual saving to give interest bearing loans to their members it builds financial bound and credit history that are multiples of their own saving and without any demand for collateral security. Based on the above meaning it can be concluded that they are small groups in which resources are mutual by its members to encourage better economics and social status of themselves

Socio- economic changes of SHGs,

"Sociological Changes Among Women of Self Help Groups with Special Reference to Srinagar and Indore: A Comparative Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 5, page no.895-903, May-2019, Available :http://www.jetir.org/papers/JETIR1905W76.pdf

"Sociological Changes Among Women of Self Help Groups with Special Reference to Srinagar and Indore: A Comparative Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 5, page no. pp895-903, May-2019, Available at : http://www.jetir.org/papers/JETIR1905W76.pdf