• Geetanjali Bhatt

Micro finance through self-help groups(SHGs) has been playing a vital role to eradicate poverty in the rural areas of India. The SHG model is also enormously practiced for rural development and women empowerment not only in India but also in the rural areas of Uttarakhand. SHGs act as a key driver to make sociality and economically background women self reliant. Self-help group have created tremendous impact in the life pattern of poor women and have empowered them not only as individuals, but also as members of family community and society as a whole. The existence of SHGs in the rural areas being recognized as the important tool of credit linkage and helps in access credit to the poor and build social capital for women and empower them. The present study has focused on the woman empowerment through SHGs in Uttarakhand in general and primarily in the kumaon region. The respondents survey and the information was collected from kumaon region. The six districts has been taken purposely for the present study. The size of the sample is 300 and data obtained has analyzed though SPSS. Through random sampling technique 50 SHGs from one block has been selected in each district. The study assess the role of SHGs in empowerment of women individually, economically and socially.

Keywords : Self help groups, Women empowerment, Development, Self-reliant, Poverty

"Microfinance from Self -Help-Groups-A key driver for Empowerment of Women(With Special reference to Kumaon region of Uttarakhand ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 5, page no.106-113, May-2019, Available :http://www.jetir.org/papers/JETIR1905X12.pdf

"Microfinance from Self -Help-Groups-A key driver for Empowerment of Women(With Special reference to Kumaon region of Uttarakhand ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 5, page no. pp106-113, May-2019, Available at : http://www.jetir.org/papers/JETIR1905X12.pdf