• Rajni Mathur
• Vijay Yadav

ABSTRACT Banks plays a very important role in the development of an economy of a country. Banks are growth-driver. There are various risk, such as credit risk, liquidity risk, interest risk, market risk, operational risk and management risk from which banking business is exposed to. loan recovery is another very Important risk apart from these risks. The sound financial position of a bank depends upon the recovery of loans or its level of Non-performing assets (NPAs). Reduction in NPAs generally gives the idea that banks have strengthened their credit appraisal processes over the years and growth in NPAs involves the necessity of provisions, which bring down the overall profitability of banks. A serious problem of NPA is faced by the Indian banking sector. The magnitude of NPA is comparatively higher in public sectors banks. The NPA need to be reduced and controlled so as to improve the efficiency and profitability of banks. To understand and analyze the NPA level of bank of Maharashtra this study has been conducted. Analysis of various ratios reveal that there is a rising trend in NPA of Bank of Maharashtra. The analysis has been done for the period of 2012-2016.

Ratio Analysis, NPA, Risk Analysis

"A Study of Non-Performing Assets and Its Impact on bank of Maharashtra – A case study. ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.296-307, June-2019, Available :http://www.jetir.org/papers/JETIR1906773.pdf

"A Study of Non-Performing Assets and Its Impact on bank of Maharashtra – A case study. ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp296-307, June-2019, Available at : http://www.jetir.org/papers/JETIR1906773.pdf