• Dr. Gagan Bhati

Indian banking system is dominated by public sector banks as they hold major portion of banking business of India. Problem of bad loans is bigger in public sector banks due to their big size and bigger area of operation. Several macroeconomic and bank specific variables influences NPA of public sector banks. An attempt has been made in the present paper to examine the impact of selected macro and micro indicators on Non Performing Assets of Indian public sector banks. It has been observed that Macroeconomic variables GDP and Exchange rate had significant impact over NPA of PSBs. Further, it has been examined that selected banks specific indicators viz. advance, bank’s borrowing, total deposits, total assets, reserves & surplus and total number of employees also had great influence over NPA of public sector banks during the study period.

Macro and micro indicators of Non Performing Assets: An empirical analysis on Indian banks

"Macro and micro indicators of Non Performing Assets: An empirical analysis on Indian banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.228-232, June-2019, Available :http://www.jetir.org/papers/JETIR1906A39.pdf

"Macro and micro indicators of Non Performing Assets: An empirical analysis on Indian banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp228-232, June-2019, Available at : http://www.jetir.org/papers/JETIR1906A39.pdf