• Dr. Humaira Begum

India’s commercial banking system consists of non-scheduled banks and scheduled banks. Non-scheduled banks refers to those that are not included in the Second Schedule of the Banking Regulation Act of 1965 and, thus, do not satisfy the conditions laid down by that schedule. Non-scheduled banks are further divided into two classifications: central cooperative banks and primary credit societies. The progress of commercial banks in terms of various parameters like number of Reporting banks, Branch Network, Total Deposits, Total Advances, Credit-Deposit Ratio, Net Profit, Computerisation, Number of ATMs, Financial inclusion, and technological developments in Indian Commercial Banks is being discussed. Simple tools like averages and Annual growth rate in percentage is being calculated to know the progress made by Indian commercial banks.

commercial banks, Bank Branches, Total Deposits, Total Advances, Credit-Deposit Ratio, Net Profit, Computerisation, Number of ATMs, Financial inclusion, and technological developments.

"STATE AND STATUS OF COMMERCIAL BANKING SYSTEM IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.999-1002, June 2019, Available :http://www.jetir.org/papers/JETIR1906G52.pdf

"STATE AND STATUS OF COMMERCIAL BANKING SYSTEM IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp999-1002, June 2019, Available at : http://www.jetir.org/papers/JETIR1906G52.pdf