• P. RAMACHANDRAN
• Dr. S. PANDIAN

The aim of the study is to know the farmers’ perception on problem and procedure of getting loan in intuitional banks. This paper reviews that farm size and farmer’s credit percentage is increases due to farm investment. Tenants, Landowners land rights is recommended Talwar Committee to issue their passbooks for agriculturist evidence it’ll save their ownership. Most of the farmers are depended on financial institutions for getting their agricultural credit from banks like (Co-operative, Regional Rural, Commercial, Small Finance banks). For better benefits farmers can facilitate public intervention for better risk management to improve their information system. It’ll develop financial markets, Yield Insurance schemes. In Rural areas government should educate about varies schemes and policies to aware from money lenders which despair both the public and private banks. Banks perception and agricultural finance should change their approach for better than the past.

Perception, Talwar, financial institutions, Agriculture, farmer, Banks, Interest

"FARMERS’ PERCEPTION OF INSTITUTIONAL BANKS: A LITERATURE REVIEW", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.130-133, June 2019, Available :http://www.jetir.org/papers/JETIR1906M16.pdf

"FARMERS’ PERCEPTION OF INSTITUTIONAL BANKS: A LITERATURE REVIEW", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp130-133, June 2019, Available at : http://www.jetir.org/papers/JETIR1906M16.pdf