• KRISHNA C P
• Dr. RAMESHA H.H

ABSTRACT Self help groups are formed with a view to mobilize savings of poor and marginal sectors of society. With this view self-help groups in Karnataka are formed as village organizations. Self Help Groups and Microfinance is an essential precondition for elimination of poverty. There is a need for financial inclusion. Poor people are ignored by Banks. Their participation is lacking in business, society, education, health and training. In India self-help groups and microfinance have brought tremendous change in the life of poor at the grass root level. This paper discusses about the economic impact of self-help groups and microfinance on SHG members before joining SHG and after joining SHG. This is a quantitative study. It is based on primary and secondary data collected from different sources. The collected data has been analyzed through various statistical techniques i.e. SPSS, EXCEL and conclusion were drawn.

Key words: self-help groups, poverty alleviation, microfinance, economic impact, financial inclusion.

"ECONOMIC IMPACT OF SELF HELP GROUPS AND MICROFINANCE IN RAMANAGARA DISTRICT OF KARNATAKA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.297-304, June 2019, Available :http://www.jetir.org/papers/JETIR1906M41.pdf

"ECONOMIC IMPACT OF SELF HELP GROUPS AND MICROFINANCE IN RAMANAGARA DISTRICT OF KARNATAKA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp297-304, June 2019, Available at : http://www.jetir.org/papers/JETIR1906M41.pdf