• Dr. Humaira Begum

Abstract The Robust development in the field of Internet allow easy participation that strengthens and extends network, technological innovations involving telecommunication ,computation and database management, common platform which has become common place in almost all the areas of commerce. There is a significant adoption of FinTech across major markets. These activities are growing rapidly but they remain small relative to overall economic activities. The factors like consumer preferences for convenience, speed, cost effectiveness and user-friendliness in financial transactions making FinTech services grow enormous in span. Since these innovations have not been tested through a full financial cycle, it is important to study both the benefits and challenges from the perspective of financial stability not only in India but also across the globe.

Key words: FinTech, Financial Innovations, Financial risks, platforms, Information technology.

"DIGITAL COMMERCE – OPPORTUNITIES AND CHALLENGES -Fin-Tech Opportunities and challenges", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.619-624, June 2019, Available :http://www.jetir.org/papers/JETIR1906P89.pdf

"DIGITAL COMMERCE – OPPORTUNITIES AND CHALLENGES -Fin-Tech Opportunities and challenges", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp619-624, June 2019, Available at : http://www.jetir.org/papers/JETIR1906P89.pdf