• Rajnish Kler

In the recent past two factors influenced the business financial positions of Banks in India, especially for SME. One being demonetization and the second being bank scams. In the first case Government of India took a historic decision on Nov.16-2016 wherein currency notes of rupees thousand and five hundred SBN notes by the Reserve Bank of India which were estimated at rupees 15.4 trillion which represented 86.9% of total note values which were currently being circulated were discontinued and had no value to them. Many changes were observed in the country’s financial and economic sector due to this, affecting financial operations of business immediately and the second factor involving lakhs of crores of banks money became intentional scams and the borrowers fled away and left the country. which this paper aims to analyze. Business organizations faced a cash crunch and lending finance squeeze. If Banks could have made the policy change and alternative arrangements the situation could have been averted.

Demonetization, financial operation, lending finance, cash crunch

"Analysis of Business Finance Scenario of Banking in recent years for SME", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 2, page no.232-236, February 2019, Available :http://www.jetir.org/papers/JETIR1906U66.pdf

"Analysis of Business Finance Scenario of Banking in recent years for SME", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 2, page no. pp232-236, February 2019, Available at : http://www.jetir.org/papers/JETIR1906U66.pdf