• Vartika Garg
• (Dr.) Dipin Mathur

Digital payments have already been able to create a lot of buzz in the country. Apart from various digital payment method available, mobile wallets and UPI have been able to grab the maximum attention from people. The present research paper aims at evaluating the enhanced use of UPI and mobile wallets as digital payment methods after demonetisation. Secondary data has been taken into consideration in order to understand and evaluate the rising use of UPI and mobile wallets. The results have been able to suggest that there is a constant increase in the number of banks offering UPI and the number of transactions initiated by people through mobile wallet. However, there is still a gap between the awareness level and adoption level. Hence, in the end, it has been recommended that the government must initiate awareness campaigns and knowledge building camps that can help in ensuring maximum adoption of digital payments in the country.

Demonetisation, Digitalisation, Mobile wallets, UPI

"Rising use of UPI and mobile wallets as digital payment methods after demonetisation", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.107-111, June 2019, Available :http://www.jetir.org/papers/JETIR1907320.pdf

"Rising use of UPI and mobile wallets as digital payment methods after demonetisation", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp107-111, June 2019, Available at : http://www.jetir.org/papers/JETIR1907320.pdf