• RUCHI

Primary Agricultural Credit Societies (PACS) provide loans to the farmers in villages. Primary Agriculture Cooperative Societies (PACS) are also known as “Mini Banks” or “Rural Credit Banks”. They provide short-term and medium-term loan to its members and the farmers. Primary Agricultural Co-operative Societies are providing agricultural credit to farmers for agricultural inputs like-seeds, fertilizers, pesticides and also provide facilities for marketing of agricultural produce. The study found that deposits, borrowing, total loans issued, total loans outstanding and overdues have increased of the Primary Agriculture Co-operative Societies during the period of 2002-03 to 2015-16. But the number of PACS membership and number of borrowers are decreased during the study period. The researcher found that as loans issued during the period 2002-03 to 2015-16 had increased, total loan demand also increased in proportion to loans issued. On the other hand the total loan collections have not increased proportionately. The amount of overdues increased higher than that of loans issued.

Loan issued, Overdues, Agriculture, Credit and PACS

"A Review of Overdues Position of Primary Agricultural Credit Societies in Haryana", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.779-791, June 2019, Available :http://www.jetir.org/papers/JETIR1907567.pdf

"A Review of Overdues Position of Primary Agricultural Credit Societies in Haryana", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp779-791, June 2019, Available at : http://www.jetir.org/papers/JETIR1907567.pdf