• Chandana Ramesh
• Reshma K J
• Usha J C

Micro finance plays an important role in eradicating the poverty, help the low income people and encourage self-employment. The role played by the micro finance in rural enhancement a study is been made to know the impact of micro finance in rural credit. The factors considered to know the impact of micro finance in rural credit are Development of SSI, Self – Employment, Growth of Agriculture, Social Empowerment, Financial Assistance and Employment Opportunity. The study was made in Chintamani Taluk, Chikkaballapur District. The sampling technique that is used is Stratified sampling. The sample size was 101 customers from two micro finance institutions. The data collection method was primary and questionnaire based. To analyse the data Reliability test, Regression and Descriptive analysis was used. From the study it is found that Women are given loans as the MF trust the decision making of a women. The loan is mostly taken by the people who have studied till high school and illiterate. The impact of Micro finance on enhancement of rural credit have a positive effect on the assistance given by the micro finance is helpful for the rural people. The rural household of the people is been improving. The encouragement given for self-employment by the MFI’s is helpful for the rural people.

Microfinance, Development of SSI, Self – Employment, Growth of Agriculture, Financial Assistance, Employment opportunity, Social Empowerment

"An Empirical Study on Impact Of Micro finance in Enhancement of Rural Credit in Chintamani Taluk, Chikkaballapur District", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.67-73, June 2019, Available :http://www.jetir.org/papers/JETIR1907766.pdf

"An Empirical Study on Impact Of Micro finance in Enhancement of Rural Credit in Chintamani Taluk, Chikkaballapur District", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp67-73, June 2019, Available at : http://www.jetir.org/papers/JETIR1907766.pdf