• M VENKATA SUBBA REDDY
• Dr J SURESH REDDY
• Dr T NARAYANA REDDY

Finance is the key element for the development of any country. Finance is a scarce resource, which is not available freely and without which economic development is not possible. The economic development of a country to a large extent depends upon its financial system. Financial system facilitates the speedy economic growth of the country. The term financial system includes the mechanism of savings and the process of transfer of those savings for investment. A sound and efficient financial system can contribute to economic growth and development in a number of ways. “The objectives of the financial system are to supply funds to various sectors and activities of the economy in ways that promote the fullest possible utilisation of resources without the destabilizing consequence of price level changes or unnecessary interference by individual desires”. The major segment of financial system in India is commercial Banks. The commercial Banks provides the financial assistance to all sectors in India . The commercial Banks provides long term, medium term and short term loans to all sectors. The commercial Banks financial assistance is mainly depending on its deposit mobilization. When a Bank mobilise large deposits, then only give huge loans. Hence, it is necessary to study the deposit mobilization of commercial Banks. Accordingly, an attempt is made here to study the deposit mobilization of Andhra Bank in India. The study will highlight the deposit mobilization strategy of Andhra bank in India and the suggestions of this study will be helpful to the management of Andhra Bank to take necessary steps to increase their deposits.

ANALYSIS OF DEPOSITS

"CALCULATION OF EFFICIENCY AND VARIABILITY OF DEPOSITS ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.198-202, June 2019, Available :http://www.jetir.org/papers/JETIR1907A52.pdf

"CALCULATION OF EFFICIENCY AND VARIABILITY OF DEPOSITS ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp198-202, June 2019, Available at : http://www.jetir.org/papers/JETIR1907A52.pdf