• Dr.Muthukumar V
• Ms.Aishwarya P

This paper examines and evaluates the NPA’s under SHG bank linkage model. There was a myth among the people that the financial markets are not related to the life of economically weaker sections of the society, this statement was justified by the exclusion of EWS from the formal financial institutions and have to depend on informal sector. But the myth was disproved by the term microfinance in India. It includes the EWS of the society in the financial policy of government of India. One approach to microfinance that has gained prominence in recent years is the SHGs-BLM. Over the last ten years, SHGs-BLM has become the dominant mode of microfinance in India, and has been successful in encouraging momentous savings and high repayment rates. In recent times there has been an improvement of situation of NPAs and recovery rate and simultaneously the self-help group have been benefited. In this paper the researchers made an attempt to evaluate the NPA’s under the SHG bank linkage model”.

Microfinance, Non-Performing Assets, Self Help Group Bank linkage Model, Recovery Rate

"A Study on Evaluation of Non-Performing Assets under Self Help Groups Bank Linkage Model", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.236-241, June 2019, Available :http://www.jetir.org/papers/JETIR1907A59.pdf

"A Study on Evaluation of Non-Performing Assets under Self Help Groups Bank Linkage Model", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp236-241, June 2019, Available at : http://www.jetir.org/papers/JETIR1907A59.pdf