• Dr.Madhuri Chaure

Rural credit cooperatives came into existence primarily as associate institutional mechanism to provide credit to farmers at reasonable cost and address the dual problem of rural indebtedness and poverty. With its extraordinary growth in outreach and volume of business, rural credit cooperatives have a unique position within the rural credit delivery system. Through the short and long-term structures, they continue to play a vital role in dispensation of credit for increasing productivity, providing food security, generating employment opportunities in rural areas and guaranteeing social and economic justice to the poor and vulnerable. Many committees, from the All India Rural Credit Survey Committee to the Vaidyanathan Committee have stressed the relevance and importance of cooperative credit societies to the development of agriculture and rural economy. The present study was a comparative study aimed toward analyzing the performance and describing the progress of primary agriculture co-operative societies in India and Maharashtra during the last ten years i.e.2007-08 to 2017-18. The study based totally on secondary data collected from the National Federation of State Cooperative Banks Ltd. (NAFSCOB) and different revealed sources. The present study attempts to study the growth of Primary Agricultural Credit Society (PACS) in terms of the number of societies, membership, share capital, deposits, borrowing and working capital in India and Maharashtra. The current study concludes that the performance of primary agriculture co-operative societies in India as well as Maharashtra has not shown far better however smart within the scene of progress and development.

Co-operative, PACS, Working Capital, Overdue

"COMPARATIVE STUDY ON PERFORMANCE AND PROSPECTS OF PRIMARY AGRICULTURAL CREDIT SOCIETIES (PACS) IN INDIA AND MAHARASHTRA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.315-321, June 2019, Available :http://www.jetir.org/papers/JETIR1907H48.pdf

"COMPARATIVE STUDY ON PERFORMANCE AND PROSPECTS OF PRIMARY AGRICULTURAL CREDIT SOCIETIES (PACS) IN INDIA AND MAHARASHTRA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp315-321, June 2019, Available at : http://www.jetir.org/papers/JETIR1907H48.pdf