• K.D.CHOPDE

Provision of loans and financial services to the poor is an important aspect of the development agenda of any economy. Study was undertaken in rural areas of Amravati division, 50 SHGs, which were engaged in selected agriculture based activity food processing. In order to analyse the objectives of the study, primary data was collected with the help of Personal interview of self help groups. Those Self help groups were selected for the study which should have an activity in existence of at least 10 years, The variable subsidy and net return executed negative significant contribution in determining the gross loan, it indicates decline in subsidy and there by reduction in net returns adversely affects the loan refund and hence loan outstanding of the borrowers increases. among selected SHGs, the results indicates the variations in technical efficiency 0.94-0.9945 across the individual SHGs. In view of it is necessary to increase the subsidy rate which will make the members to increase their net income and make refund possible.

Self help groups, Technical efficiency, Gross loan, Subsidy, Returns

"TECHNICAL EFFICIENCY OF WOMEN SELF HELP GROUPS GENERATING PROCESSING ACTIVITY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.316-323, June 2019, Available :http://www.jetir.org/papers/JETIR1907I43.pdf

"TECHNICAL EFFICIENCY OF WOMEN SELF HELP GROUPS GENERATING PROCESSING ACTIVITY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp316-323, June 2019, Available at : http://www.jetir.org/papers/JETIR1907I43.pdf