• Ahmed Muayad Younus
• Sara Ravan Ramzan

The study focused on Blockchain because can provide the ease of use of smart contract and the platform for adopt and implementation of smart contracts. Furthermore, it is an agreement under certain conditions implemented between two parties in the purchase is also a safe, easy and time-saving method. Stability, decentralized nature, and consensus mechanisms of blockchain technology make smart contract and its development cycle a new area of study in business, Furthermore, one of the advantages of smart contract decentralization, which helps to build new ways of running a business. furthermore, the study will open the way about traditional contracts in Iraq thus there disadvantages in traditional contracts, for example, the difficulty of preservation, vulnerability to damage, fraud, thefts and the difficulty of access in time. However, there is the need to develop a smart contract and secure contracts. Driven by the need for a new approach to development, this study suggests the application of smart contract technology in the Iraqi financial sector. The alignment between the importance and utilisation of smart contracts and the impact on organisational performance has been an issue of concern for many researchers. Therefore, this study explain the effect of individual factors, environmental factors and organizational factors on implementation of smart contract technology. It also examined the moderating effect of organizational culture on the relationship between these independent variables and of smart contract technology. The study indicate that staff working in information technology sector, banking and insurance companies in Iraq.

A MODEL-DRIVEN APPROACH TO SMART CONTRACT IN IRAQI INFORMATION TECHNOLOGY SECTOR, BANKING AND INSURANCE COMPANIES

"A MODEL-DRIVEN APPROACH TO SMART CONTRACT IN IRAQI INFORMATION TECHNOLOGY SECTOR, BANKING AND INSURANCE COMPANIES", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.18-25, June 2019, Available :http://www.jetir.org/papers/JETIR1907J05.pdf

"A MODEL-DRIVEN APPROACH TO SMART CONTRACT IN IRAQI INFORMATION TECHNOLOGY SECTOR, BANKING AND INSURANCE COMPANIES", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp18-25, June 2019, Available at : http://www.jetir.org/papers/JETIR1907J05.pdf