• Abera Bayisasahu Nade
• Dr. Dhiraj Sharma

The purpose of this study is to compare the risk management practices of public and private commercial banks operating in Ethiopia in terms of understanding risk and risk management, risk monitoring, risk management practices, risk identification, risk assessment and analysis, and credit risk analysis practices. Data is collected by employing a standardized questionnaire with a 7 point Likert scale and a Mann-Whitney U test was used to analyse the data. The results of the Mann-Whitney U test indicated that public sector commercial banks are performing better in Understanding risk and risk management (URRM), Risk Monitoring (RMO) and Risk management practices (RMP) when compared with the private sector banks. However, statistically, the level of risk identification (RI), risk assessment and analysis (RAA) and credit risk analysis (CRA) practice existed between public and private sector banks is found almost in a similar situation.

Risk, Risk management practices, Commercial banks, Ethiopia, Public & Private Commercial banks

"A Comparative Study of the Risk Management Practices of Public and Private Commercial Banks in Ethiopia ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.663-669, June 2019, Available :http://www.jetir.org/papers/JETIR1907M88.pdf

"A Comparative Study of the Risk Management Practices of Public and Private Commercial Banks in Ethiopia ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp663-669, June 2019, Available at : http://www.jetir.org/papers/JETIR1907M88.pdf