• Dr.S.Velanganni
• nil

The Urban Cooperative banks provide credit to the middle class people such as the small traders, and artisans, salaried people who had a limited fixed income in urban or semi-urban areas. Besides, protecting them from the clutches of money lenders, the urban bank is also expected to inculcate the habit of thrift and saving among them. These banks were traditionally countered on communities, localities work place groups. It essentially lent to small borrowers and businesses. The Urban Cooperative bank undertake various competitive banking services for the benefit of the urban people but the urban cooperative banks faced many issues by loan operation, recovery of loan, overdues NPA etc. This study is made to attempt to analyse the operational efficiency with regard to working capital management, operational management and profitability management of urban Cooperative banks and given the solution to the same.

Urban Cooperative Bank, working capital, operational efficiency, profitability.

"A Study on the Operational Efficiency of Mettupalayam Urban Cooperative Bank through Ratios with reference to Coimbatore District in Tamil Nadu ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.583-595, June 2019, Available :http://www.jetir.org/papers/JETIR1907P90.pdf

"A Study on the Operational Efficiency of Mettupalayam Urban Cooperative Bank through Ratios with reference to Coimbatore District in Tamil Nadu ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp583-595, June 2019, Available at : http://www.jetir.org/papers/JETIR1907P90.pdf