• Hemant Kumar Watts
• DR. Manoj Kumar Kulshreshtha

Most of the people in India are living in rural areas, role of technology and technology based services are playing a great role in bring rural people under financial umbrella, because of lack of infrastructure in rural areas. Technology is playing great role in deepening the process of financial inclusion. Use of ICT in banking sector provides better product, cost reduction, and ease to people to use financial services. Technology based banking has become an important aspect of education for this digital age. The purpose of paper is to analyse the role of technological innovations in banking sector for achieving financial inclusion. This paper studies about various Alternative Delivery Channels which play are great role in financial inclusion.

financial inclusion, technology, alternative delivery channels, mobile banking, mobile wallets, online banking, cash deposit machines.

"Role of Technology in Banking Sector for Financial Inclusion", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 4, page no.810-816, April 2019, Available :http://www.jetir.org/papers/JETIR1907Q22.pdf

"Role of Technology in Banking Sector for Financial Inclusion", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 4, page no. pp810-816, April 2019, Available at : http://www.jetir.org/papers/JETIR1907Q22.pdf