• Abdalslam Shndula
• Dr .Shabana Mazhar

Banks, with its special nature, are considered as institutions that face various types of returns and risks in the same time. One of the most important risks is credit risks which result from banking transactions banking transactions with customers and institutions, which are classified into different types that can be measured with sophisticated indicators, allowing the bank to identify them accurately and predict them in the future, which helped in control and minimize them. In this context, contemporary studies focus on how to manage and control the credit risk of the bank and make investment and financial decisions in the light of strict systems and methods of control and management to ensure the Bank's clearer identification and classification of these risks, and thus take appropriate decisions that lead to the achievement of its objectives better. Therefore, the current study was conducted to investigate that problem, namely; commercial banks suffer in their credit operations from their inability to grant credit or that the credit granted does not rise to achieve profits and raise the level of investment bank. Hence, the study aims to find out the role of banking risks and to identify the different types of banking risk. The study relied on the descriptive-analytical method and reached some results, namely; the loan of the National company of cement is considered within Non-risky loans and the study provided some recommendations assisting the bank to manage the risks.

Banking Risks, Credit Risks ,Risks Management.

"Risk Analysis of National Company of Cement(Libya). : A case study of National Commercial Bank of Libya", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.378-384, June 2019, Available :http://www.jetir.org/papers/JETIR1908360.pdf

"Risk Analysis of National Company of Cement(Libya). : A case study of National Commercial Bank of Libya", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp378-384, June 2019, Available at : http://www.jetir.org/papers/JETIR1908360.pdf