• Santosh Kumari
• Dr Kavita Dua

Cashless: A Challenge and Opportunity for the Shopkeepers of CCSHAU, Hisar Santosh Kumari*, Doctoral Research Fellow kumarisantosh9516@gmail.com & Dr.Kavita Dua, Assistant Professor, Department of Family Resource Management, I.C. College of Home Sciences, Chaudhary Charan Singh Haryana Agricultural University, Hisar-125004, Haryana 9896270928-M; drkavya77@gmail.com Abstract: “Cashless” Transaction System is a new and easier way of paying for goods and services. At present, India is far behind to other economies with regard to cashless transactions. "Cash can carry significant handling and transportation costs and the risks of theft, loss, and counterfeiting. Change and motivate the people to money-free transactions from cash transaction. The country had been snowed under with the problem of parallel economy and black money for decades now. Honest Taxpayers were unhappy that their hard earned income was taxed, the corrupt were getting away with their ill-gotten wealth. Plastic money is a term that is used predominantly in reference to the hard plastic cards we use every day in place of actual bank notes. A Cashless Economy is an economy in which all types of transactions are carried out through digital means. It includes e-banking (Mobile banking or banking through computers), debit and credit cards, card-swipe or point of sales (POS) machines and digital wallets. The research will be conducted in the campus of Chaudhary Charan Singh, Haryana Agricultural Unversity, Hisar to assess the awareness and application of cashless transactions among the customer and shopkeepers, the behavior towards Cashless Transaction System and how far they are adapted to this new world of cashless society and assess the individual trust and confidence in Cashless Transaction System.

Cashless, transactions, economy, mobile banking, shopkeepers

"Cashless: A Challenge and opporchunity for the shopkeepers of CCSHAU, Hisar", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 6, page no.439-448, June 2019, Available :http://www.jetir.org/papers/JETIR1908866.pdf

"Cashless: A Challenge and opporchunity for the shopkeepers of CCSHAU, Hisar", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 6, page no. pp439-448, June 2019, Available at : http://www.jetir.org/papers/JETIR1908866.pdf