• Ms. Vaishali Rajendra Patil
• Ms. Archana Chhatpar

The term innovation means that "to create one thing new" banks no longer restrict themselves to traditional banking activities; they have explored newer avenues to extend business and capture new market. Today, we are having a reasonably well developed banking industry with totally different categories of banks. Banks are the main participants of the financial system in India. The Banking sector offers several facilities and opportunities to their customers. Among e-banking, card banking is the most important form of e-banking products. Important card banking products are Debit Cards, Credit Cards, Store Card and Smart Card which are popularly known as Plastic Money. This Study highlights the use of Plastic money in Pune city. The study is been carried out by taking a survey of 50 respondents by random sampling method. The findings were that there is still scope of improvement in the plastic money infrastructure and it is suggested to make use of plastic money wherever possible, also pay due attention to the security of your plastic cards. At last it is concluded that plastic money has a very bright future in the coming years because of the increasing trend of e-commerce.

: Plastic Money, Plastic Cards, Debit Card, Credit Card, Technology, E-Banking

"An Analytical Study on the Use of Plastic Money with respect to Pune City.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.7, Issue 10, page no.2430-2441, October-2020, Available :http://www.jetir.org/papers/JETIR2010315.pdf

"An Analytical Study on the Use of Plastic Money with respect to Pune City.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.7, Issue 10, page no. pp2430-2441, October-2020, Available at : http://www.jetir.org/papers/JETIR2010315.pdf