• RASHMI PATHAK
• S/Lt.(Dr.) ASHOK KUMAR MISHRA

Digitalization is the use of digital technology to alternate commercial enterprise models and provide new revenue and fee-producing opportunities that is the technique of shifting toward a virtual business context. Evolution of digital technologies, is disrupting banking area in severa approaches. along-with unveiling of progressive services and products, introduction of new enterprise models, speedy adoption of latest technologies and regular changes in regulatory surroundings, banks are experiencing a paradigm shift. Digitalization is sure to have a disruptive effect on the complete banking fee chain and wishes to be supported through efficient exchange control and value chain analysis to minimize any damaging enterprise impact. some of the fundamental consequences on the key cost chain sports of a bank are identified as infrastructure improvement, personnel control, technology development, inter alia. based on the level of adoption of digital offerings, commercial enterprise fashions of banks also are evolving wherein absolutely-fledged virtual banking, client centric omni-channel banking and payments banking fashions are already gained the limelight.

KEYWORDS:D-Digitalization,T-Technology,I-Infrastructure,E-Evolving,F-Fashions

"AN INTRODUCTORY RESEARCH STUDY FOR EFFECT OF DIGITALIZATION ON THE PERFORMANCE OF COMMERCIAL BANKS IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.7, Issue 10, page no.40-48, October-2020, Available :http://www.jetir.org/papers/JETIR2010521.pdf

"AN INTRODUCTORY RESEARCH STUDY FOR EFFECT OF DIGITALIZATION ON THE PERFORMANCE OF COMMERCIAL BANKS IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.7, Issue 10, page no. pp40-48, October-2020, Available at : http://www.jetir.org/papers/JETIR2010521.pdf