• Dr.M.Venkatasubbaiah

One of the most disquieting features of the agricultural credit structure in India is the incidence of ever increasing over dues. The high level of over dues restricts the capacity of lending institutions to recycle funds, besides threatening the prospects of continued flow of external credit for agricultural development. A wide range of causes influence the level and the trends in over dues of the agricultural credit institutions. Although defaults are commonly attributed to adverse conditions, particularly droughts/floods, their basic causes line much deeper and range from the non-viability of the agricultural occupation itself, in some cases, lack of the forward-backward linkages and infrastructural facilities and services which support agriculture, the present paper discusses the Category of Defaulters and the Amount Defaulted in canal area and non-canal area

over dues, Defaulters and Defaulted amounted.

"Causes for over dues in Banking Sector: An Empirical Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 1, page no.688-692, January-2021, Available :http://www.jetir.org/papers/JETIR2101299.pdf

"Causes for over dues in Banking Sector: An Empirical Study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 1, page no. pp688-692, January-2021, Available at : http://www.jetir.org/papers/JETIR2101299.pdf