• Amrita Gupta
• Dr. Anita Modi

In 2016, the Government of India approved the longest awaited merger of the State Bank of India with its 6 banks. The banks that were merged into State Bank of India with effect from 1st April, 2017, were- State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH), State Bank of Mysore (SBM), State Bank of Patiala (SBP) and State Bank of Travancore (SBT) and Bhartiya Mahila Bank. The vision behind the move is to have strong banks rather than having a large number of banks.The merger, on one hand was expected to bring about many opportunities to SBI, mainly in the area of operational efficiency, it would also give rise to challenges related to non-performing assets, provisioning and human resources-related issues. It’s interesting to see the effects of such mergers whether these mergers helped in the growth of the acquirer or pulled it down. The objective of this study is to check the effect of the SBI merger on its few selected financial parameters that depicts profitability and stressed asset management by SBI. The study employs Independent t test technique on SPSS to find out if the selected parameters improved after the merger or not. The study covers a period of six year from 2014 to 2020 divided into 3 years before merger and 3 years after merger. The data for study has been acquired from the annual reports of SBI and moneycontrol.com.

Mergers and acquisition, financial performance, profitability, stressed asset management.

"IMPACT OF MERGER ON PRODUCTIVITY AND ASSET QUALITY OF SBI", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 3, page no.1251-1255, March-2021, Available :http://www.jetir.org/papers/JETIR2103172.pdf

"IMPACT OF MERGER ON PRODUCTIVITY AND ASSET QUALITY OF SBI", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 3, page no. pp1251-1255, March-2021, Available at : http://www.jetir.org/papers/JETIR2103172.pdf