• Purvesh Deepak Oswal
• Hanmant N. Renushe

The demonetization consequences provide extraordinary growth in digital payment like banking, mobile banking, card dealings, etc. Unified Payments Interface (UPI) is one among the fastest growing digital payment system through that a user will each send and receive cash through a Virtual Payment Address (VPA). The uniqueness of UPI over different digital payment strategies like 24*7 and twelve months accessibility, straightforward, convenient to use and secure entrance attracts the shoppers of the service sector. The Covid-19 pandemic seems to have made people focus on contactless payments in their daily life. Though a significant number of people started using contactless payment options such as UPI (Unified Payment Interface) even before the pandemic, its usage has gone up significantly post-lockdown. Nearly one-third of the total amount transacted on this four-year-old platform came in the last six months (the period following the lockdown).

UPI, VPA, Digital Payment

"Impact of COVID-19 on UPI Services", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 6, page no.d946-d949, June-2021, Available :http://www.jetir.org/papers/JETIR2106546.pdf

"Impact of COVID-19 on UPI Services", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 6, page no. ppd946-d949, June-2021, Available at : http://www.jetir.org/papers/JETIR2106546.pdf