UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 8 Issue 6
June-2021
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

7.95 impact factor calculated by Google scholar

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Published Paper ID:
JETIR2106648


Registration ID:
311233

Page Number

e638-e643

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Title

An Analysis of the Spending and Saving Pattern of the Students of the University of Technology and Applied Sciences

Abstract

Abstract: This study investigates the spending and saving pattern of the students of University of Technology and Applied Sciences, Muscat. It examines the habits of students concerning their spending and saving pattern which could be a learning point for us to get a deeper understanding of their financial behavior. The main objective of the study is to unravel the spending and saving pattern of youth. The specific objectives are (1) To know the demographic profile of the students.; (2) To identify the spending preferences of the sample respondents; (3) To examine the impact of income level on the saving and spending pattern of the sample respondents and (4) To analyze the influence of the financial literacy of students on their spending and spending pattern. The research is done using a sample of 101 students of the University of Technology and Applied Sciences – HCT, Muscat. The online survey was conducted with the University students belonging to different age groups. The data collected has been subjected to detailed analysis using PSPP statistical package. The researchers have used percentage analysis, ANOVA and Chi-square tables to scrutinize the data. Based on which some suggestions are made by the researchers on the basis of the results.

Key Words

Youth, Spending pattern, Saving pattern and Financial Behavior.

Cite This Article

"An Analysis of the Spending and Saving Pattern of the Students of the University of Technology and Applied Sciences", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 6, page no.e638-e643, June-2021, Available :http://www.jetir.org/papers/JETIR2106648.pdf

ISSN


2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"An Analysis of the Spending and Saving Pattern of the Students of the University of Technology and Applied Sciences", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 6, page no. ppe638-e643, June-2021, Available at : http://www.jetir.org/papers/JETIR2106648.pdf

Publication Details

Published Paper ID: JETIR2106648
Registration ID: 311233
Published In: Volume 8 | Issue 6 | Year June-2021
DOI (Digital Object Identifier):
Page No: e638-e643
Country: Muscat, Muscat, Oman .
Area: Commerce
ISSN Number: 2349-5162
Publisher: IJ Publication


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