• Chanakya Sahasrabuddhe

Abstract:- • Affordable House is the 3rd basic need of Humans after Food and Clothing. • Housing is a new concept which deals with effective budgeting and following of techniques which help in reducing the cost construction through the use of locally available materials along with improved skills and technology without sacrificing the strength, performance and life of the structure. • Affordable housing is done by proper management of resources and use of improved building technologies. • The use of natural materials like straw, bamboo, fibres (jute, coir), earth etc. is a centuries old practice in India Affordability & Low Cost housing concept: • Guideline for housing affordability is a housing cost that does not exceed 30% of a household's gross income. India uses a 40% rule. Increasing population, rising urbanization ,Demand supply mismatch are the factors which forces us to think about Affordable housing. • Budgetary constraints of government & limited use of technology in this sector invites the public sector to play a role in this scenario with Public Private Partnerships. • Effective budgeting and following of techniques which help in reducing the cost of construction. Using locally available & innovative materials along with technology without sacrificing the strength, performance and life of the structure. It emerges that to effectively facilitate `Housing to all’ the National Housing and Habitat Policy has to address affordability of LIG and EWS

"AFFORDABLE HOUSING", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 6, page no.g35-g44, June-2021, Available :http://www.jetir.org/papers/JETIR2106832.pdf

"AFFORDABLE HOUSING", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 6, page no. ppg35-g44, June-2021, Available at : http://www.jetir.org/papers/JETIR2106832.pdf