• Dr.Munish Kapila

Jalandhar is one of the most developed district of Punjab state, however there are very limited employment opportunities in rural areas due to lack of skilled and semi skilled enterprises. The Self Help Groups (SHGs) in villages which provide support to the members in terms of skill development through various training programmes is one alternative which can enhance the accessibility of income generating activities in the rural areas of Punjab. In the present study, an attempt has been made to assess contribution of SHGs in generating households’ income in rural areas of Jalandhar and identify the factors that contribute towards rural household income. The primary data was sourced from 132 SHGs members. The results revealed that the income of rural households increased significantly after joining Self Help Groups. The household income of the participants has been increased by about 65 per cent. The results also show that the household income of the participants also improved significantly (35 percent) after joining SHGs in the study area. This incremental change in household’s income was due to contribution of family members engaged in SHGs. The discrminant analysis indicated that type of occupation was a significant contributor in improving household income of participants followed by number of earning members in the family and extent of employment. Hence, it is concluded that to generate the households income on sustainable basis, the government must be strengthened the SHGs in the rural area. Self Help Groups is an important instrument in alleviating poverty in the rural areas and thus a systematic mobilization of poor into SHGs should be encouraged, their capacity building and skill development should be taken up intensively.

Self Help Groups (SHGs), Income generation, participants, Occupation, Employment

"Factors Contributing towards Income Generation of Rural Households through Self Help Groups (SHGs) in Jalandhar, Punjab", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 8, page no.c715-c727, August-2021, Available :http://www.jetir.org/papers/JETIR2108342.pdf

"Factors Contributing towards Income Generation of Rural Households through Self Help Groups (SHGs) in Jalandhar, Punjab", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 8, page no. ppc715-c727, August-2021, Available at : http://www.jetir.org/papers/JETIR2108342.pdf