• Dr.KUMAR ADITENDRA NATH SHAHDEO
• SUMAN PREET KAUR

ABSTRACT Microfinance is the backbone of the rural development of the country which accounts for 65.07 pct population in 2020, as per the latest World Bank collection of development indicators, compiled from officially recognized sources. It not only helps the rural poor in fulfilling their basic needs but also enables them to lead a life full of dignity and self-confidence.Basically, the main aim of microfinance is to encourage thrift, entrepreneurship and women empowerment which ultimately leads to a better social status, access to proper education for them as well as their children, proper nutrition and healthcare facilities, protection against discrimination, increased consumption expenditure and most important- money in hand.Many people, due to lack of financial resources and access to basic information are not able to fulfill their dreams despite having a calibre and an ability to perform. Therefore, it is imperative to uplift the major section of the society and give them a better quality of life which otherwise is not possible if not taken care of. For upliftment of the underprivileged and rural poor, Government has taken many initiatives and many schemes have been implemented for the same.

KEYWORDS: M-Microfinance, I-Indicator, E-Entrepreneurship, C-Calibre, S-Schemes

"A STUDY ON “ SELF HELP GROUP” LENDING PATTERN AND ITS IMPACT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 8, page no.d790-d801, August-2021, Available :http://www.jetir.org/papers/JETIR2108469.pdf

"A STUDY ON “ SELF HELP GROUP” LENDING PATTERN AND ITS IMPACT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 8, page no. ppd790-d801, August-2021, Available at : http://www.jetir.org/papers/JETIR2108469.pdf