• K.Uma Maheswari
• Dr.S.Manivel

No sector in the economy can develop without the support of timely and adequate finance. Agriculture is no exception to this. A vast majority of the farmers are poor; it becomes challenging for them to borrow. As well as, it is difficult for them to manage the agricultural operations without borrowing. The cooperative societies at the grassroots protect the weaker sections of the society and promote the economic interests of the people. The cooperative societies support the agriculturalists by providing adequate finance, agricultural inputs and marketing facilities. However, despite their vast network and greater support from the state government, the primary level cooperative societies cannot remain as viable units in their business for several unexplainable reasons. Very few societies function efficiently and earn surplus to survive competition from other formal and informal rural financial institutions. The present study analyzes the performance of PACSs in India and Tamil Nadu in terms of the key indicators like Number of PACSs, membership, share capital, reserves, working capital, deposits, borrowings, loan issued, loan outstanding, demand, collection and overdue.

Cooperative, PACSs, Share Capital, membership, reserves, deposits, borrowings, loan issued, loan outstanding, collection and overdue.

"Progress of Primary Agricultural Cooperative Societies in India and Tamil Nadu: An Analysis", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 11, page no.d85-d96, November-2021, Available :http://www.jetir.org/papers/JETIR2111313.pdf

"Progress of Primary Agricultural Cooperative Societies in India and Tamil Nadu: An Analysis", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 11, page no. ppd85-d96, November-2021, Available at : http://www.jetir.org/papers/JETIR2111313.pdf