UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
Call for Paper
Volume 11 | Issue 3 | March 2024

JETIREXPLORE- Search Thousands of research papers



WhatsApp Contact
Click Here

Published in:

Volume 8 Issue 12
December-2021
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

7.95 impact factor calculated by Google scholar

Unique Identifier

Published Paper ID:
JETIR2112056


Registration ID:
317548

Page Number

a492-a494

Share This Article


Jetir RMS

Title

Ways to build a great credit score

Authors

Abstract

Abstract Often unexpected expenses occur in our life for which one does not have sources or resources to meet the liability. Nor some may have reserve funds or savings to fall back on; at times the funds required may be more than the savings. During such times people look around to seek credit or loans to mitigate such emergencies, though there are several online and offline lenders who offer funds, they are dispensed against only collateral or such securities. This article tries to suggest methods to improve credit ratings to secure borrowings. Few may be in possession of fixed assets like property or gold to offer as security to take loans. Even if one were to find such lenders the interest rates could be high or repayment tenure could be very short rendering the debt unserviceable. Moreover lenders who offer better lending rates look at credit scores to ascertain creditworthiness of individuals before considering the disbursal of loans. This article attempts to provide suggestions of how one could improve his or her credit ratings to seek loans or borrowings at a lower rate.

Key Words

Credit score, credit ratings, borrowings, loans, credit limit, interest rates

Cite This Article

"Ways to build a great credit score", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 12, page no.a492-a494, December-2021, Available :http://www.jetir.org/papers/JETIR2112056.pdf

ISSN


2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Ways to build a great credit score", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 12, page no. ppa492-a494, December-2021, Available at : http://www.jetir.org/papers/JETIR2112056.pdf

Publication Details

Published Paper ID: JETIR2112056
Registration ID: 317548
Published In: Volume 8 | Issue 12 | Year December-2021
DOI (Digital Object Identifier):
Page No: a492-a494
Country: Bangalore 560084, Karnataka, India .
Area: Commerce
ISSN Number: 2349-5162
Publisher: IJ Publication


Preview This Article


Downlaod

Click here for Article Preview

Download PDF

Downloads

000326

Print This Page

Current Call For Paper

Jetir RMS