• Dr. Sanjay Prasad

The promotion of financial inclusion has been an important social and financial need across countries. In India, the primary responsibility of ensuring financial inclusion lies with the commercial banks subject to guidelines of the central bank (RBI). However, due to the huge size and diversity of the population, the commercial banks have been taking the assistance of various social and financial entities like co-operative banks, regional rural banks (RRBs), self-help groups (SHGs), joint liability groups, and other non-banking finance companies (NBFCs). The objective of the article is to critically examine and highlight the role and efficacy of the commercial banks doing business in the state of Jharkhand in connection with their responsibility towards promoting financial inclusion. The article also aims at examining the capacity and role of other institutions mentioned above to promote financial inclusion in the state.

Financial Inclusion, Self-help groups.

"Analysis of the Existing model of Financial Inclusion of poor people in Jharkhand.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.8, Issue 12, page no.e183-e194, December-2021, Available :http://www.jetir.org/papers/JETIR2112422.pdf

"Analysis of the Existing model of Financial Inclusion of poor people in Jharkhand.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.8, Issue 12, page no. ppe183-e194, December-2021, Available at : http://www.jetir.org/papers/JETIR2112422.pdf