• Piyush B. Patel
• Prof. Dr. Kailash P. Damor

Asset and Liability Management (ALM) plays important role in finance and banking industries. Any bank or financial institute will not succeed without the use of ALM strategies. So, for existence and to compete in the market, the Asset Liability analysis is done by the finance and banking to measure the value of various risk factors involved. ALM analysis not only minimizes the risk of various factors but also it helps to achieve to reach the goals of these industries. We are going to do a study of various ALM techniques stated in various literature, pointing to financial strength. This study helps for developing banks to adopt the different ALM techniques used by the finance and banking industries and to select the effective technique out of the stated techniques.

Asset Liability Management, ALM, Banking, Financial Institution

"ASSET LIABILITY MANAGEMENT IN BANKING AND FINANCIAL INSTITUTIONS.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 1, page no.b438-b441, January-2022, Available :http://www.jetir.org/papers/JETIR2201157.pdf

"ASSET LIABILITY MANAGEMENT IN BANKING AND FINANCIAL INSTITUTIONS.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 1, page no. ppb438-b441, January-2022, Available at : http://www.jetir.org/papers/JETIR2201157.pdf