• INTEKHAB NADEEM KHAN
• DR. ANURAG AGARWAL

Liquidity management refers to the ongoing and future strategies of any business to meet its short-term or immediate cash requirements without incurring substantial losses. It also ensures timely access to cash or liquid funds whenever needed. Therefore, liquidity management in banks is a crucial activity as it affects the viability of their assets and risk management capability. This paper comprises of comparative analyses of liquidity management of the selected public and private sector banks in India. For this purpose, 5 public sector banks (viz. Punjab National Bank, Bank of India, Bank of Baroda, Union Bank of India and State Bank India) and 5 private sector banks (viz. ICICI, HDFC, AXIS, IDBI and Kotak Mahindra Bank) have been considered for the period of 8 years from 2013-14 to 2020-2021. Cash-Deposit Ratio (CDR), Investment-Deposit Ratio (IDR) and Credit-Deposit Ratio (CRDR) have been used to compare the liquidity management of the public and private sector banks.

Liquidity Management, Profitability, Ratios, Cash-Deposit Ratio, Investment-Deposit Ratio, Credit-Deposit Ratio, Public Sector Banks and Private Sector Banks.

"Comparative Analysis of Liquidity Management of Selected Public Sector and Private Sector Banks in India.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 2, page no.c628-c634, February-2022, Available :http://www.jetir.org/papers/JETIR2202297.pdf

"Comparative Analysis of Liquidity Management of Selected Public Sector and Private Sector Banks in India.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 2, page no. ppc628-c634, February-2022, Available at : http://www.jetir.org/papers/JETIR2202297.pdf