UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Volume 9 Issue 3
March-2022
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR2203438


Registration ID:
321498

Page Number

e300-e309

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Title

Introduction To Banking Sector- Study Of Axis Bank

Abstract

A bank is a budgetary middle person and Money-maker that makes Money by loaning cash to a borrower. Loaning exercises can be performed straightforwardly by giving credit or by implication through the capital market. Capital markets are the monetary market for the purchasing and offering of long-haul obligations or value-supported securities. These business sectors channel the abundance of savers to the individuals who can put it too long haul beneficial utilize, for example, organizations or governments influencing bug-to term speculations. Monetary controllers, for example, the Securities and Exchange Board of India (SEBI) or U.S. Securities and Exchange Commission (SEC), direct the capital market in their wards to ensure financial specialists against extortion, among different obligations. Because of the significance in the monetary framework and impact on national economies, banks are very directed in perch of nations either by National Government or Central Bank. As per the Reserve Bank of India (RBI), India’s banking sector is sufficiently capitalized and well-regulated. The financial and economic conditions in the country are far superior to any other country in the world. Credit, market, and liquidity risk studies suggest that Indian banks are generally resilient and have withstood the global downturn well. The Indian banking industry has recently witnessed the rollout of innovative banking models like payments and small finance banks. RBI’s new measures may go a long way in helping the restructuring of the domestic banking industry. In India, banks are playing a crucial role in socio-economic progress of the country after independence. The banking sector is dominant in India as it accounts for more than half the assets of the financial sector. Indian banks have been going through a fascinating phase through rapid changes brought about by financial sector reforms, which are being implemented in a phased manner. The current process of transformation should be viewed as an opportunity to convert Indian banking into a sound, strong and vibrant system capable of playing its role efficiently and effectively on their own without imposing any burden on government. After the liberalization of the Indian economy, the Government has announced a number of reform measures on the basis of the recommendation of the Narasimhan Committee to make the banking sector economically viable and competitively strong. The current global crisis that hit every country raised various issue regarding efficiency and solvency of banking system in front of policy makers. Now, crisis has been almost over, Government of India (GOI) and Reserve Bank of India (RBI) are trying to draw some lessons. RBI is making necessary changes in his policy to ensure price stability in the economy. The main objective of these changes is to increase the efficiency of banking system as a 10 whole as well as of individual institutions. So, it is necessary to measure the efficiency of Indian Banks so that corrective steps can be taken to improve the health of banking system.

Key Words

Banking Sector, Axis Bank, Banking

Cite This Article

"Introduction To Banking Sector- Study Of Axis Bank", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 3, page no.e300-e309, March-2022, Available :http://www.jetir.org/papers/JETIR2203438.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Introduction To Banking Sector- Study Of Axis Bank", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 3, page no. ppe300-e309, March-2022, Available at : http://www.jetir.org/papers/JETIR2203438.pdf

Publication Details

Published Paper ID: JETIR2203438
Registration ID: 321498
Published In: Volume 9 | Issue 3 | Year March-2022
DOI (Digital Object Identifier):
Page No: e300-e309
Country: Patna , Bihar , India .
Area: Management
ISSN Number: 2349-5162
Publisher: IJ Publication


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