UGC Approved Journal no 63975(19)
New UGC Peer-Reviewed Rules

ISSN: 2349-5162 | ESTD Year : 2014
Volume 12 | Issue 10 | October 2025

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Published in:

Volume 9 Issue 5
May-2022
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

7.95 impact factor calculated by Google scholar

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Published Paper ID:
JETIR2205534


Registration ID:
402373

Page Number

e265-e270

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Title

Review Paper on Loan Approval Prediction System by Machine Learning

Abstract

In our banking system, substantially banks have numerous products and services to vend but main source of income of any banks is on its credit service. So they can make profit from interest of those loans which they credit to the guests. A bank's profit or a loss depends on loans and their interest rates i.e. whether the guests are paying back the loan or defaulting. By prognosticating the loan blessing defaulters, the bank can reduce its Non- Performing Means and coffers. This makes the study of this miracle veritably important. Former exploration in this period has shown that there are so numerous styles to study the problem of controlling loan dereliction.

Key Words

Machine Learning, SVM, Classifier, K-means, Matplotelib, sk-learn, pandas

Cite This Article

"Review Paper on Loan Approval Prediction System by Machine Learning", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 5, page no.e265-e270, May-2022, Available :http://www.jetir.org/papers/JETIR2205534.pdf

ISSN


2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Review Paper on Loan Approval Prediction System by Machine Learning", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 5, page no. ppe265-e270, May-2022, Available at : http://www.jetir.org/papers/JETIR2205534.pdf

Publication Details

Published Paper ID: JETIR2205534
Registration ID: 402373
Published In: Volume 9 | Issue 5 | Year May-2022
DOI (Digital Object Identifier):
Page No: e265-e270
Country: Nashik, Maharashtra, India .
Area: Engineering
ISSN Number: 2349-5162
Publisher: IJ Publication


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