• Dr. Kulwant Singh Pathania
• Neha Dewan

Financial inclusion essentially refers to delivery of banking services at an affordable cost to the vast sections of disadvantaged and low income groups. As banking services are in the nature of public goods, it is essential that availability of banking and payment services to the entire population without discrimination, so that the sustainable development can be achieved. The 2030 Agenda for sustainable Development goals of the United Nations sets the ambitious objective to strengthen the economic development by providing universal access to financial services along with equal rights for women to open bank accounts, signifying financial products and services are the necessary part of an economic identity. Thus it has been globally recognized fact that financial inclusion can positively impact the economic status of women. This study has been undertaken with the aim of identifying the crucial components that influence the economic status of women with the help of financial inclusion. The two main districts of Himachal Pradesh were selected for the study i.e. Kangra and Mandi. A structured schedule has been framed to gather primary data from the respondents and tested using exploratory factor analysis. To check the reliability of the schedule cronbach’s alpha technique was used and to check the compatability of analysis the KMO measure of sampling adequacy and Bartlett’s test of sphercity was calculated. The major components were obtained using varimax rotation method. Key words: Sustainable development, financial inclusion, economic status, factor analysis

Sustainable development, financial inclusion, economic status, factor analysis

"ROLE OF FINANCIAL INCLUSION IN BRINGING ECONOMIC INDEPENDENCE AMONG RURAL WOMEN OF HIMACHAL PRADESH", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 5, page no.h412-h421, May-2022, Available :http://www.jetir.org/papers/JETIR2205853.pdf

"ROLE OF FINANCIAL INCLUSION IN BRINGING ECONOMIC INDEPENDENCE AMONG RURAL WOMEN OF HIMACHAL PRADESH", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 5, page no. pph412-h421, May-2022, Available at : http://www.jetir.org/papers/JETIR2205853.pdf