• Dr. ShaliniAgrawal

The technology has spread to include internet banking systems, core banking solutions, mobile banking, prepaid instruments, credit and debit cards, and so on. At the same time, the electronic payment system is rapidly expanding. All of these indicators show that India is steadily but slowly progressing toward the RBI's aim of a cashless economy. In India, demonetization has compelled all consumers and businesses to accept and develop cashless digital payment solutions. The adoption of a cashless economy is dependent on a number of factors, including reach, availability, and awareness. This study examines the elements that influence customers' adoption of new digital payment systems in India's various regions. The produced paper is a nature descriptive research. The investigation was done out using secondary data collected from various sources. Secondary data was gathered from a variety of sources, including published books, articles in various magazines and newspapers, periodicals, conference papers, working papers, and websites, among others.

Payments, Transactions, Cashless, Money, Economy.

"A STUDY TO UNDERSTND CONCEPT OF CASHLESS TRANSACTION IN INDIAN CONTEXT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 7, page no.c239-c245, July-2022, Available :http://www.jetir.org/papers/JETIR2207226.pdf

"A STUDY TO UNDERSTND CONCEPT OF CASHLESS TRANSACTION IN INDIAN CONTEXT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 7, page no. ppc239-c245, July-2022, Available at : http://www.jetir.org/papers/JETIR2207226.pdf