• Noor Mohammad

Abstract Banking is now a thriving industry that places a high value on cutting-edge technology advancements. An essential and active role in the development of a country is played by banks. Country's banking system needs to be efficient, effective, and disciplined in order to help the economy grow quickly. The Indian service industry underwent numerous transformations as a result of liberalization. Almost every aspect of human endeavour and life is being transformed by technological advancements . Banks and financial institutions around the world have been transformed by the use of information technology and communication networks. Electronic banking has added a layer of complexity to the banking industry. Rural Indians now have access to banking services, and the corporate wing of those banks has gone global. A banker in India currently operates in a business climate that is in touch with the current global economy. Using the internet, most of our banking needs can be fulfilled wherever we are. Because of all of the new features made possible by digitization, there are also a plethora of new responsibilities for banks to shoulder. Traditional bank branches are being phased out in favour of online and mobile banking. Internet banking has emerged as the biggest focus and targetable area. The customers are able to choose their banker from a number of banks offering a wide range of services and delivering quality service. Commercial banks in India are now becoming more customer-friendly and market-oriented. Internet banking is changing the banking industry and is having a significant impact on the banking relationship. Technology in the form of ATMs, Online banking, Telephone banking, Mobile banking, etc. is driving the banking industry's rapid expansion. As a result of technological advancement, this expansion would not have been conceivable without its backing. In addition, it will have a profound impact on our way of life in the years to come. All types of clients, from the individual account holder to huge corporations, as well as non-customers in some circumstances, can now find the services they need at their local bank. The types and sizes of banks have a significant impact on the services they provide. This paper also highlights judicial approach towards the protection of the general public or a specific individual who suffers a loss as a result of any violation of e-banking services. It also discusses the scope of e-banking, its advantages and disadvantages, and the services supplied by an e-banking system are examined in this study vis- a vis the dangers of E-banking are highlighted, as well as how the judiciary deals with various e-banking frauds.

Internet Banking, Frauds, legal issues, online- services.

"E-Banking and Consumer Protection: An Analysis", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 8, page no.c79-c96, August-2022, Available :http://www.jetir.org/papers/JETIR2208210.pdf

"E-Banking and Consumer Protection: An Analysis", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 8, page no. ppc79-c96, August-2022, Available at : http://www.jetir.org/papers/JETIR2208210.pdf