• Dr. MALA SINGH

ABSTRACT NABARD by Means of virtue of its financial, Developmental and Supervisory position is touching almost each element of rural economy, consisting of offering refinance assist, building rural infrastructure, preparing district stage credit score plans, guiding and motivating the banking industry in achieving credit objectives, supervising Cooperative Banks and local Rural Banks, supporting banks to develop sound banking practices, enabling them to on-board to the CBS platform, designing new tasks for rural development, enforcing GoI's improvement schemes, education handicraft artisans and imparting them a advertising platform for selling their articles, and many others. NABARD provides with the aid of manner of refinance, loans and advances repayable on demand or at the expiry of fixed period no longer exceeding twelve months, to Cooperative Banks and nearby Rural Banks for production, advertising and procurement sports. The fundamental objective of short-time period refinance provision is to supplement the sources of banks and to enhance credit waft on the ground level.NABARD gives long-time period and medium-time period refinance to the various institutions to supplement their sources for offering adequate credit for assisting funding sports of farmers and rural artisans, etc.

KEYWORDS: D-Development, S-Supervision, H-Handicraft,R-Refinance,F-Funding

"IMPACT OF RURAL BANKING SERVICES OF NABARD IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 8, page no.g81-g91, August-2022, Available :http://www.jetir.org/papers/JETIR2208614.pdf

"IMPACT OF RURAL BANKING SERVICES OF NABARD IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 8, page no. ppg81-g91, August-2022, Available at : http://www.jetir.org/papers/JETIR2208614.pdf