• Dr. Shyamali Dubey

Financial Inclusion may commonly be termed as a mechanism that aspires to involve all the sections of the society in a fair approach so as to ensure an inclusive growth for all. This growth for all can only be achieved by establishing an orderly device with all its resources well allied from top to bottom. It intends to endow with financial help to the economically weaker section of the society, in order to pick up their standard of living and liberate their development. Besides, it is also internationally applauded idea which concentrates upon inculcating and cheering to the banking habits among the rural masses. It anticipates providing the most basic banking and financial services to the intact society in a translucent and fair manner at a logical cost by the main stream players in banking sector. It is a very frequent phenomenon that most of the low income households in India not have access even to the most elementary banking services today. These families find it seriously challenging to save and to plan for a financially protected future. The objective of the paper is to significantly examine the recent picture of the financial inclusion in contemporary India as well as in Uttar Pradesh. Also the paper will highlight the major challenges and bring about suggestions to fortify its growth in the days to come.

Financial Inclusion, Financial services, Inclusive Growth, Reserve Bank of India, Uttar Pradesh

"FINANCIAL INCLUSION – A NEW DAY FOR UNDERPRIVILEGED", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 11, page no.g173-g179, November-2022, Available :http://www.jetir.org/papers/JETIR2211659.pdf

"FINANCIAL INCLUSION – A NEW DAY FOR UNDERPRIVILEGED", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 11, page no. ppg173-g179, November-2022, Available at : http://www.jetir.org/papers/JETIR2211659.pdf