• Dr. Roshan Lal Rohilla

Insurance is a process of risk mitigation and transfer of risk of potential financial losses to the insurance company by paying certain sum of money called premium. Before, liberalization there was only one life insurance company in India under the Public Sector ownership but after 1999, 23 private life insurers in collaboration with or without foreign companies came into existence to take over the risk of citizens and to provide better quality of service, these private players have started their business operations from 2000-01 and broke the monopoly of Life Insurance Corporation of India. The objective of this paper is to examine the business performance of public and private life insurers in the light of key indicators of performance analysis such as market share in terms of gross premium underwritten, first year premium receipt, number of policies issued and impact of liberalization on profitability of Life Insurance Corporation of India, the span of study is 2000-01 to 2021-22.

"Post Liberalization Growth of Life Insurers Business in India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 1, page no.d177-d185, January-2023, Available :http://www.jetir.org/papers/JETIR2301321.pdf

"Post Liberalization Growth of Life Insurers Business in India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 1, page no. ppd177-d185, January-2023, Available at : http://www.jetir.org/papers/JETIR2301321.pdf