UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 10 Issue 1
January-2023
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR2301347


Registration ID:
506810

Page Number

d391-d398

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Title

ANALYTICAL STUDY OF FACTORS INFLUENCING INVESTORS TO INVEST IN MARGADARSI CHITS

Abstract

An investment is a commitment of funds made in the expectation of some positive rate of return. Investors who are investing in stocks, bonds and mutual funds now have chit fund as an alternative means of investment. But there are a number of reasons and factors influencing an individual investor to invest in Chit funds. Chit Fund is an attractive Investment Option which caters to people from all walks of life. It is especially beneficial to the Salaried Class, Professionals, Businessmen and Self Employed. The statistical tools used for analysis are factor analysis, chi-Square and mean score. The mathematical tool used is percentage analysis. From the mean score analysis it is found that Chit fund is the investment avenue preferred by most of the investors followed by bank deposit and life insurance, Providing better service is the first feature that attracts the investors to invest in Margadarsi chits followed by it is convenient and contractual way to save and providing future savings in advance and investors get information about chit funds from friends and relatives before investing in chits followed by newspapers/magazines and self decision. From the factors analysis it is inferred that meet my family needs in future, meet my emergency needs, invest to live a safe and secure life and Capital growth is the reason for investment are the major security factors which have influenced the investors to invest in Margadarsi chits. From the chi-square analysis it is found that here is significant relationship between the gender of the respondents and their investment made in Margadarsi chits to meet their family needs in the future and their investment made in Margadarsi chits to meet their emergency needs. It is recommended that investors don’t have much awareness about the financial planning so Margadarsi chits can take steps to make the investors understand about the financial planning investors are interested to invest in 3 to 5-year plans so Margadarsi Chits can bring out more schemes for the investors for their benefit.

Key Words

Key Words: Awareness, Chit Funds, Features, Investors, Investment options.

Cite This Article

"ANALYTICAL STUDY OF FACTORS INFLUENCING INVESTORS TO INVEST IN MARGADARSI CHITS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 1, page no.d391-d398, January-2023, Available :http://www.jetir.org/papers/JETIR2301347.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"ANALYTICAL STUDY OF FACTORS INFLUENCING INVESTORS TO INVEST IN MARGADARSI CHITS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 1, page no. ppd391-d398, January-2023, Available at : http://www.jetir.org/papers/JETIR2301347.pdf

Publication Details

Published Paper ID: JETIR2301347
Registration ID: 506810
Published In: Volume 10 | Issue 1 | Year January-2023
DOI (Digital Object Identifier):
Page No: d391-d398
Country: Medchal, TS, India .
Area: Management
ISSN Number: 2349-5162
Publisher: IJ Publication


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