• RUPAK CHAKRABORTY

India has a long history of banking which started in the 17 th century, modernised in the mid of 18 th century and at present India is blessed to have 12 public sector banks, 21 private sector banks, 42 foreign banks, 43 regional rural banks, 12 small finance banks etc. which are strictly regulated by the Reserve Bank of India. We know that strong banking system is the driving force for the economic growth of a country. So it is necessary to check financial health of a bank on a regular basis; however the task is not an easy one. CAMEL model (Capital Adequacy, Assets Quality, Management Efficiency, Earnings Quality and Liquidity Position) is an important financial tool to measure the financial position of a bank. In order to measure the financial soundness of a bank, RBI official uses the CAMEL rating system and rank the position of a bank accordingly. The present study has been conducted to measure and to compare the financial position of two public sector banks namely SBI, PNB and two private sector banks HDFC & ICICI. This study has been prepared on the basis of secondary data only and data has been collected from the Annual Report of the respective banks from 2016 to 2022.

Financial performance, CAMEL, Asset Quality, Management Efficiency

"''A STUDY ON THE FINANCIAL PERFORMANCE OF SELECTED INDIAN BANKS THROUGH CAMEL MODEL''", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 1, page no.e527-e537, January-2023, Available :http://www.jetir.org/papers/JETIR2301473.pdf

"''A STUDY ON THE FINANCIAL PERFORMANCE OF SELECTED INDIAN BANKS THROUGH CAMEL MODEL''", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 1, page no. ppe527-e537, January-2023, Available at : http://www.jetir.org/papers/JETIR2301473.pdf